Home Finance Services

Home Finance on Dubai Properties

Looking for reliable home finance services in Dubai? GDS Mortgage Consultancy will always be at your service. Our expertise is in housing loans and home finance on Dubai properties. We take pride in offering customized options that will lead you to your home ownership goal.
 

Services We Offer

The goal of our home loan service is to assist you in purchasing your dream home. We offer competitive interest rates and flexible repayment options to cater to your needs.
 

If you are planning to purchase a new property in Dubai, our loan service can assist you. We have a broad spectrum of lenders that help us provide lower rates and better terms for new property purchases.
 

Our resale property loan service is aimed at those who want to buy an existing property in Dubai. We can afford you competitive rates and flexible terms if you need to finance your purchase.  

Sometimes, buying off-plan property can be a good investment. It might be hard to get the financing you need. Our off-plan loan consultancy service helps you deal with the housing loan in Dubai. Get the financing you need for your off-plan real estate purchase.
 

Our service of non-resident loan consulting will assist you in accessing the financing you need. We operate with lenders that extend loans to non-residents, which enables you to own a property in Dubai.
 

Housing Loan Dubai

GDS Mortgage Consultancy specializes in finding the ideal home mortgage products for you. Our home finance services make your home-owning process as easy and smooth as it can be.
 

Are you looking to get a housing loan Dubai? GDS Mortgage Consultancy is here to help make your dream home a reality. Our team understands all aspects of housing loans and develops solutions that fit your requirements within Dubai's real estate market.

We simplify the housing loan application process so you can focus on planning your new life. We have built strong relationships with many banks which helps us secure great interest rates for your housing loan Dubai.

Our housing loan Dubai consultants will walk with you through each part of the process from start to finish and explain everything in clear terms. Our team strives to process your applications quickly while giving you real-time updates so you can move into your new home faster. Your future home exists right in front of you. Reach out to us to learn how we will support your home financing process.

Frequency Asked Questions

1. What types of home finance services do you offer?

We offer a range of services including: • Loans for new properties • Loans for resale / existing properties • Off-plan loan consultancy • Non-resident / expat home loans • Equity release / cash-out refinance • Buyout financing • Islamic home finance (Sharia-compliant)

2. Which geographic areas do you serve?

We operate in the UAE, specifically in cities such as Dubai, Ajman, Sharjah, Ras Al Khaimah, etc.

3. Can non-residents (expats) apply for home finance?

Yes. We provide non-resident / expat home loan consulting to help those living outside the UAE or those without local residency to obtain home financing.

4. Do you offer financing for off-plan properties?

Yes, we have a dedicated off-plan loan consultancy service to help you secure funding even before the property is completed.

5. What is “equity release” / “cash-out refinance”?

This allows homeowners to unlock the equity they’ve built in a property (i.e. borrow against the home’s current value). You get cash based on your property’s value minus outstanding loans.

6. How do you choose a lender / bank for me?

We maintain relationships with multiple banks and lenders in the UAE. We compare rates, terms, and eligibility to find the best fit for your situation.

7. Are your home loan offerings Sharia-compliant (Islamic finance)?

Yes, we offer Islamic home finance options that follow Sharia principles.

8. What factors determine eligibility for a home loan?

Some typical considerations include: • Your income and employment status • Credit history • Property valuation and condition • Residency / visa status • Value of down payment

9. How long does the home finance / mortgage approval process take?

It depends on the lender, property type, and completeness of the documentation. We strive to process applications as quickly as possible while keeping you updated at every step.

10. What documentation will I need to apply?

Commonly required documents include: • Proof of identity / passport • Proof of residence or visa / residency permit • Recent salary / income statements or payslips • Bank statements • Property documents (title, valuation, sale agreement) • No-objection certificates (if required by local authority)

11. Can I refinance or buy out an existing mortgage through you?

Yes — we offer buyout / refinancing services to help you shift or restructure your existing home loan(s).

12. How are interest rates determined?

Rates are determined by the lender, influenced by market conditions, the loan-to-value ratio, your credit profile, and property specifics. We negotiate with lenders to try to secure competitive rates for you.

13. Do you charge a fee or commission?

Yes, we may charge a consultancy or facilitation fee. The exact fee depends on the scope of services, lender, and the deal structure. (You may wish to state your policy transparently.)

14. How can I start an application or get advice?

You can contact us via phone at +971 4 447 4162, email at [sales@gdsmortgage.com](mailto:sales@gdsmortgage.com), or request a callback via the website.