Building Finance Services

Commercial Property Loans

 

Looking for commercial property loans or building finance services in Dubai? GDS Mortgage Consultancy provides a wide range of financial services, making it possible to achieve your goal. We are committed to providing your own house, either as an investor, a property developer, or an individual.
 

Our Expertise

Our experienced team at GDS Mortgage Consultancy knows the peculiar advantages and disadvantages of building finance in the Dubai market. We deal directly with our clients to secure the required funding. We make sure that our clients are well-informed and ready for success.
 

Customized Financial Solutions

We specialize in providing individualized financial solutions adapted to your needs in Dubai's multifaceted real estate market. We are here to help you succeed in the constantly growing Dubai property market and ensure your financial development.
 

Why Choose Us

Choosing GDS Mortgage Consultation represents selecting a partner who is dedicated to your success and financial development. We will give you constant updates on Dubai's dynamic and ever-changing property market. We feel the utmost pride in our commitment to transparency, efficiency, and individual attention.

If you seek professional financial advice before taking a commercial property loan in Dubai, visit GDS Mortgage Consultancy. Call us now, and let's figure out together a prosperous future for you. Team with us to develop strategic plans to accommodate your desire to own a real estate property in Dubai

At GDS Mortgage Consultancy, we specialize in providing commercial property loan Dubai solutions that fit your business goals. Our team understands the complex world of building finance services.

We help businesses like yours secure the right commercial property loan with competitive rates. Our building finance services cover everything from small retail spaces to large industrial complexes. You'll work with experts who know how to navigate property financing challenges. We make the loan process smooth and straightforward for your commercial ventures.

Our dedicated consultants bring years of experience in building finance services to every project. We tailor our commercial property loan solutions to match your specific needs. You'll receive personalized attention throughout your financing journey. Our proven track record helps clients achieve their property investment goals.
 

Frequently Asked Questions

 

1. What is “building finance” or commercial property loan?
Building finance (or commercial property loan) refers to financing provided to purchase, construct, or renovate real estate assets intended for commercial use—such as offices, retail spaces, warehouses, or industrial buildings. It is tailored differently from residential mortgage loans given the size, risk profile, and usage of the asset.

2. Who is eligible to apply for building finance through GDS Mortgage?
Eligibility typically depends on the applicant’s credit profile, business/financial standing, the commercial project’s viability, and the property location (in this case, Dubai). Applicants may include:

* Real estate investors
* Property developers
* Businesses looking to acquire or expand commercial premises
  GDS Mortgage will evaluate documents, credit history, and project viability before approval.

3. What kinds of properties can be financed under this service?
Properties eligible for financing may include:

* Office buildings
* Retail / shopping complexes
* Warehouses or industrial facilities
* Mixed-use commercial buildings
* Land (in some cases, subject to developer or project restrictions)

4. What loan-to-value (LTV) ratio or financing percentages are offered?
GDS Mortgage does not publicly list a fixed LTV on their “Building Finance” page. The financing percentage will depend on factors such as:

* The property’s valuation
* The borrower’s creditworthiness
* Project risk or construction stage
  You would need to enquire directly for your specific case.

5. What interest rates, tenor (duration), and repayment structures are available?
The interest rates, loan duration (tenor), and repayment schedules will vary depending on:

* The project scale and location
* Risk assessment
* Market conditions in Dubai
* Negotiated terms
  GDS Mortgage emphasizes “customized financial solutions” to suit individual needs (from their page). 

6. What documents are required when applying?
Commonly required documents may include:

* Proof of identity / passports
* Business registration documents (if applying via a company)
* Financial statements / audited accounts
* Project or property valuation report
* Title deeds or land ownership documents
* Architectural plans / construction details (for new builds or renovations)
* Cash flow projections / business plan (for developers)

7. How long does the approval and disbursement process take?
The timeline depends on:

* Complexity of the project
* Speed of document submission and verification
* Lender’s internal underwriting process
  Although GDS Mortgage promotes efficiency and transparency, for commercial/building finance approvals often take several weeks.

8. Can I refinance an existing commercial property through this service?
Possibly—if the loan structure, property valuation, and cash flows align with the lender’s policies. GDS Mortgage’s service suggests flexibility in supporting diverse commercial financing needs. You should contact them directly to discuss if your existing property can be refinanced.

9. Do they provide finance for construction (pre-completion) or only for completed properties?
Because the page describes “building finance” and commercial property loans in Dubai, it is likely they support both:

* Acquisition of completed commercial properties
* Construction or pre-completion financing (for new projects)
  However, this would depend on the project's risk and lender policies.

10. Are there any additional fees or charges I should expect?
Yes, typical additional costs may include:

* Processing / arrangement fees
* Valuation fees
* Legal / documentation charges
* Insurance (property, construction)
* Prepayment / exit charges (if applicable)
  It is important to request a detailed fee schedule from GDS Mortgage.

11. How is the interest rate determined / is it fixed or variable?
Interest rate structure (fixed, floating, or a combination) depends on:

* Market benchmarks in Dubai
* Negotiated terms
* Risk assessment
  GDS Mortgage’s “customized” approach implies they may offer options depending on your project and preferences.

12. Can non-resident (foreign) investors apply for building finance in Dubai?
Yes, many lenders in Dubai extend commercial property and development financing to foreign investors, subject to compliance with UAE regulations, documentation, and additional due diligence. GDS Mortgage mentions working in the Dubai market to support investors and developers. 

13. What support or guidance does GDS Mortgage offer during the process?
GDS Mortgage offers:

* Direct consultation with experienced advisors
* Market insights on Dubai’s real estate sector
* Regular updates and transparency through the financing journey
* A bespoke financial plan suited to your goals
  (As per the “Why Choose Us” section)