Do you want to take advantage of your leased property's value? A lease rental discount loan is a specialized financial solution provided by GDS Mortgage Consultancy. With this special financing option, you may access cash based on the rental revenue from your leased property. It gives you the liquidity required to keep your property rented and earn income.
Crafted Solutions to Meet Your Needs
With the lease rental discounting (LRD) loan from GDS Mortgage Consultancy, unlock the value of your leased property. We provide LRD lending services that are customized to your unique requirements.
Refinance your current home or buy a new one with the help of our team of professionals. They will work directly with you to identify the best LRD financing option. We make sure the loan easily satisfies your financial needs with clear terms and adaptable repayment alternatives.
What makes GDS Mortgage Consulting different?
Selecting GDS Mortgage Consultancy means selecting a partner who is dedicated to your financial achievement. We will help you with the application procedure to help you comprehend the advantages of LRD loans.
Our team of professionals offers you professional advice and assistance throughout the whole process. Transparency, adaptability, and client happiness are our top priorities. It makes us the best option for all of your LRD loan requirements.
Contact Us
With the lease rental discount loan from GDS Mortgage Consultancy, you may realize the full potential of your leased property. Get in contact with us right now to see how we can help you achieve your financial goals.
At GDS Mortgage Consultancy, we specialize in offering lease rental discounting loan solutions In Dubai, UAE. Our solutions help property owners unlock the value of their rental income.
The consultants we employ understand the challenges of managing commercial properties. We offer competitive lease rental discounting loan options tailored to your specific needs. Our streamlined process ensures quick access to funds against your rental agreements. You can leverage your rental income today with our flexible lease rental discounting loan solutions. We assess lease agreements to fund future rental receivables. Our team of experts will support you throughout your entire process.
Take advantage of our easy financing solutions to make your rental income generate more value. Call us now to learn how our lease rental discounting loan solutions in UAE will benefit you. Our team stands ready to help you achieve your financial goals.
Frequently Ask Questions
1. What is Lease Rental Discounting (LRD)?
Lease Rental Discounting is a financing facility whereby you can obtain a loan or advance based on the future rental income from your leased property. You pledge the rental receivables (lease agreement) as security, and the lender advances you a portion of those receivables upfront.
2. Who is eligible for an LRD loan with GDS Mortgage?
Eligibility typically includes:
* Owners of a commercially leased property (office, retail, warehouses)
* A valid and enforceable lease agreement with a credible tenant
* The property location and condition being acceptable to the lender
* The borrower meeting creditworthiness criteria as determined by GDS Mortgage
3. What is the maximum amount I can borrow under LRD?
This depends on multiple factors, including the total rental income, duration of lease, tenant’s credibility, and the lender’s risk assessment. GDS Mortgage customizes LRD lending solutions according to each client’s profile, so the loan amount can vary case by case.
4. What is the interest rate and tenure for an LRD loan?
Interest rates and repayment tenure vary based on the risk profile, amount, property, lease terms, and prevailing market rates. You will get a customized offer from GDS Mortgage after evaluation.
5. How does repayment work?
Repayment is generally structured such that the rental income from the property is used (in whole or part) toward servicing the loan. The borrower may also make top-ups or pay any shortfall from other funds if rental inflow is insufficient.
6. What documents are required to apply?
Typical documents include:
* The lease agreement(s) with tenant(s)
* Proof of ownership / title deed of the property
* Identity proof & address proof of the borrower
* Financial statements or tax returns
* Bank statements
* Any other documents the lender or GDS Mortgage deems necessary
7. How long does it take to get an LRD loan approved?
Approval timelines depend on the completeness of documentation, verification procedures, and internal credit evaluation. GDS Mortgage aims to streamline the process to provide quick access to funds.
8. Can I refinance an existing LRD or convert another property to LRD?
Yes. You can refinance or restructure existing obligations by converting them into an LRD facility (subject to eligibility) or use another property with rental income as collateral for a fresh LRD loan.
9. What happens if the tenant defaults or vacates the property?
In such cases, the rental income stream is disrupted, which affects your ability to meet repayments. The lender may require alternate sources of repayment or enforce terms under the loan agreement. Always ensure lease agreements with strong protections.
10. Is the LRD facility only for commercial properties?
LRD is most commonly used for commercial properties with stable and long-term leases. Residential leases may not always qualify, unless they meet specific criteria set by the lender. You should check with GDS Mortgage whether your property and lease qualify.
11. Will GDS Mortgage assist me through the process?
Yes. GDS Mortgage provides advisory and support throughout the LRD transaction, including evaluating your lease, structuring the facility, and helping you understand terms transparently.
12. How do I get started?
You can start by sending an enquiry via the website or contacting GDS Mortgage directly. Their team will review your lease and property and propose a tailored solution.
