It is good to invest in property when it comes to a long-term financial system. But there may be instances when you need access to the money locked inside your investment asset. Cash-out refinancing gives you the freedom to use the equity in your property without selling it. With the right support and understanding of the UAE market, property owners can free up capital. Plus, it helps them manage their money better and keep their investment for future growth.

About the Service:

This refinancing option is helpful to owners who want to release the equity from their investment property. It can be done by replacing their current mortgage with a higher-value mortgage. The distinction between the original loan and the new loan is granted to you as cash. 

Does Cash-Out Refinance increase my property value?

This question comes to the mind of everyone. And the answer is yes, if you use the money to fix or improve things like your kitchen, AC, add a room, or make the inside look nicer, it can make your property worth more. But if you use the money for personal stuff, it won't help the value. In the UAE, many people use this money for home improvements.

Services Offered:

The service offers a comprehensive level of help towards investment, which includes:

Reviewing available equity as well as measuring how much cash you can release.

Comparing several lenders to get favourable terms on a loan and interest.

Assisting with gathering necessary documents. It can be such as title deed, income proof, mortgage records, valuation reports etc.
Preparing and Completing your Loan Application to the Selected Lender.

Negotiating interest rate options and the loan tenure that is suitable for your financial goals. 

Providing guidance even after loan approval to manage your refinancing plan well

How Much Money Can You Take Out

You can usually take up to 75% of your property’s value as a loan. For example, if your property is worth 1 million AED, the lender may give you 750,000 AED. After clearing your current loan and fees, the remaining amount becomes your cash-out money.

Benefits:

Cash-out refinancing lets someone access equity without a property sale. It allows equity investment, repairs, debt payoff, and portfolio growth while still receiving rent. It can also be achieved by benefiting from future appreciation. It improves management of cash flow, flexible structures for repayment and financial planning for the long term. With the help of a professional, document preparation and approval become faster and more efficient. Plus, you have the advantage of getting proper insights on the best loan structure for your financial goals.

Conclusion:

Choosing to take a cash out on property refinance is a smart way to maximize the financial potential. It is your investment asset and still reaps from its long-term growth. With the proper guidance, the process is smoother and much quicker. Also, it is much more secure, meaning you get the most value for your property equity. Whether your goal is to renovate, reinvest, manage debts or build your portfolio. It provides you with the flexibility you need to strengthen your financial position. By working with GDS Mortgage, investors have expert support, clear direction and solutions. That can help them make informed and confident financial decisions.